As socially and environmentally responsible investing
becomes more popular, a growing number of plan sponsors are including socially
responsible investment options in their defined contribution or defined benefit
retirement plans. Increasingly, plan participants look to their employers to make
socially responsible investment alternatives available, as a concrete sign of
the company’s overall focus on corporate social responsibility. In turn,
companies are beginning to find that satisfying this employee demand is a
valuable tool in their employee retention efforts.
Domini offers the following funds for use in retirement plans:
Domini Social Equity Fund®
The Domini
Social Equity Fund invests primarily in stocks of U.S.
companies that meet Domini Social Investments’ social and environmental
standards. Subject to these standards, Wellington Management Company, LLP, the
Fund’s submanager, seeks to add value using a diversified quantitative stock
selection approach, while managing risk through portfolio construction. The Fund further promotes
corporate social responsibility through its proxy voting policies, the
sponsorship of shareholder resolutions, and direct dialogue with corporations
in the portfolio.
The Domini Social Equity Fund has been selected as the
socially responsible fund option for the retirement plans of Fortune 500
companies, public entities, and nonprofit organizations. The Fund is
available in Class R shares for certain qualified retirement plans. See the
Fund’s current prospectus or call 1-800-762-6814 for more information.
Domini European Social Equity FundSM
The Domini
European Social Equity Fund is a mutual fund for U.S. social
investors that is devoted entirely to the stocks of European companies. The
Fund offers social investors an opportunity to invest in an economic region
where corporations are embracing the challenge of sustainable growth.
Domini PacAsia Social Equity FundSM
The Domini PacAsia Social Equity
Fund allows social investors to take part in a historic economic
expansion, while helping to influence Asia-Pacific companies to consider
society and the environment as they move into the future. The Fund invests
primarily in stocks of Asia-Pacific companies selected based on a set of social
and environmental standards.
Domini International Social Equity FundSM
The Domini
International Social Equity Fund helps social investors achieve
broad international diversification and access a world of investment
opportunity, while using their investment dollars to encourage corporate
responsibility.
Domini Social Bond Fund®
The Domini Social
Bond Fund offers a unique fixed-income choice for retirement plans.
With a primarily investment-grade intermediate-term portfolio of bonds and
other fixed-income securities, the Fund can serve as a core fixed-income
holding for many investors. A portion of the Fund’s assets are invested
in community economic development initiatives.
Domini Money Market Account®
The Domini
Money Market Account is an FDIC-insured (up to $500,000 per
depositor) account that can serve the cash and liquidity needs of plan
participants. Assets are placed at ShoreBank,
the nation's first and leading community development bank, and are used in the
bank's community development lending program that helps rebuild struggling
communities across the country. (Not available for corporate or other
for-profit entities.)
The Domini Funds are available through most major retirement platforms, including
Ameriprise Financial, Ameritrade, Charles Schwab, Datalynx (Fiserv), Etrade,
FAFN, Fidelity, Financial West Group, ING, JPMorgan, Lincoln Financial, LPL,
Merrill Lynch, Manulife/John Hancock, NFS (Fidelity), Pershing, RBC Dain,
Scudder, Smith Barney, TD Waterhouse (National Investor Services), T. Rowe
Price, UBS, Wachovia/Prudential/AG Edwards, and Wells Fargo.
For more information, contact
our Institutional Services group by email.
The
Domini Funds are not insured and are subject to market risks. Investment
return, principal value, and yield will fluctuate so that an investor’s shares
when redeemed may be worth more or less than their original cost. You may lose
money.
The
Domini Social Bond Fund is not insured and is subject to market risks, including
interest rate and credit risks. During periods of rising interest rates, bond
funds can lose value. The Domini Social Bond Fund currently holds a large
percentage of its portfolio in mortgage-backed securities. During periods of
falling interest rates, mortgage-backed securities may prepay the principal
due, which may lower the Fund’s return by causing it to reinvest at lower
interest rates. Some of the Domini Social Bond Fund's community development
investments may be unrated and carry greater credit risks than its other
investments.
Investing
internationally involves special risks, such as currency fluctuations, social
and economic instability, differing securities regulations and accounting
standards, limited public information, possible changes in taxation, and
periods of illiquidity.
A
2.00% redemption fee is charged on sales or exchanges of shares made less than
30 days after settlement of purchase or acquisition through exchange, with
certain exceptions. See the prospectus for further information.
The
Domini Money Market Account is not a mutual fund. Unlike a mutual fund, the
rate of return for the Domini Money Market Account is determined by ShoreBank
and will vary from time to time. The Domini Funds are not affiliated with any
bank and are not insured by the FDIC. This material must be preceded or
accompanied by the Funds’ current prospectus. Please read it carefully before
investing or sending money. DSIL Investment Services LLC, Distributor. 11/08
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