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Hope Credit Union

Serving the Underserved in the Mid-South

We believe that healthy economies and communities must be built on a strong foundation of fairness and opportunity. The Domini Social Bond Fund invests in a number of Community Development Financial Institutions (CDFIs)—banks and credit unions whose primary missions are to serve low income, minority, women, and immigrant communities historically underserved by traditional financial institutions.

Hope Credit Union provides financial services to underserved communities in four of the six states with the country’s lowest median household incomes: Mississippi, Louisiana, Tennessee, and Arkansas. Thousands of residents of these states have lost homes and businesses due to hurricanes and flooding, and Hope helps rebuild affected communities through its affordable financial products and services. In 2012, 77 percent of Hope’s mortgage borrowers were of ethnic minorities, 58 percent were female, and 55 percent were low-income individuals. 56 percent of commercial loans went to companies located in economically-distressed areas, exceeding the 46 percent bank average for major cities in the Mid-South.

Category: CDFIs, Communities